Chris Massad
Americans between the age of 25 and 44 are the most likely age group victims of scam and credit card theft, according to a 2004 Federal Trade Commission report. However, many people are unaware of the growing rate of identity theft and scam for college students. Experts say that because of their naivete and love for technology, students in college are prime targets. Many scams are birthed online. Buying books online is one way thieves target students. Experts are urging students to be extremely careful when purchasing books online. Denise Owens, Comerica Bank's Texas fraud and identity theft investigator says, "If it seems too good to be true, it is." Another way criminals like to take money is through money transfers. Foreign students are often wiring money home or having money wired to them from home, and that creates opportunities for smart computer hackers to drain an account.
Many college students either lose or report stolen debit or credits card every day. Sometime, this is unavoidable, but universities have been making matters worse. Colleges around the nation have adopted an I.D. card with debit card capabilities. Students don't treat these cards like credit or debit cards, and coupled with the fact that they need them most everywhere they go on campus, it makes it very easy for another student with sticky hands to grab the card and drain the funds. It's tough for students to avoid theft when there are many opportunities to fall victim to the crime. The only preventive measure students can take is be careful when purchasing this online and use protected sites whenever possible.
Americans between the age of 25 and 44 are the most likely age group victims of scam and credit card theft, according to a 2004 Federal Trade Commission report. However, many people are unaware of the growing rate of identity theft and scam for college students. Experts say that because of their naivete and love for technology, students in college are prime targets. Many scams are birthed online. Buying books online is one way thieves target students. Experts are urging students to be extremely careful when purchasing books online. Denise Owens, Comerica Bank's Texas fraud and identity theft investigator says, "If it seems too good to be true, it is." Another way criminals like to take money is through money transfers. Foreign students are often wiring money home or having money wired to them from home, and that creates opportunities for smart computer hackers to drain an account.Many college students either lose or report stolen debit or credits card every day. Sometime, this is unavoidable, but universities have been making matters worse. Colleges around the nation have adopted an I.D. card with debit card capabilities. Students don't treat these cards like credit or debit cards, and coupled with the fact that they need them most everywhere they go on campus, it makes it very easy for another student with sticky hands to grab the card and drain the funds. It's tough for students to avoid theft when there are many opportunities to fall victim to the crime. The only preventive measure students can take is be careful when purchasing this online and use protected sites whenever possible.
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